Whilst there is no doubting that the internet has made insurance cover so much more accessible, what are the wider implications of these “self-service” arrangements?
The promise of cheaper premiums by cutting-out the middle-man and the simple processes involved do at first glance seem appealing, taking control of your own finances, saving time and money can’t be a bad thing, right?
The problem is that unless you are prepared to first find and then wade through all the terms & conditions how can you be sure that what you select is fit for purpose?
By definition these sites are aggregated to produce the cheapest possible policy and as many as the top ten or twenty may not actually provide the cover requested.
On-line insurance quotations are based on a series of assumptions, this way they can ask for as little information as possible to make the process seem easier. But how can you be sure that you can comply with these assumptions and what are the implications when it comes to making a claim?
I do understand that you want the cheapest option and I realise that you don’t buy insurance expecting to have to use it, trouble is you often do.
Insurers give local, professional brokers the best rates because they qualify risks so you may be pleasantly surprised with the price and you will most certainly benefit from the peace-of-mind our advice will bring.
For more information or a free no-obligation quote please call; 01992 471 001 or visit; http://ashbourneinsurance.co.uk
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