I am often asked how is it that Ashbourne Insurance can compete against so many large established brands.
After all the size of these companies and the number of policies that they issue must surely make them miles cheaper and place us at an uncompetitive disadvantage?
Whilst it is true that we operate in one of the most highly competitive and saturated market places, where can’t you buy car insurance these days? The truth of the matter is that big is not always beautiful, let me explain.
Normal economies of scale do not apply to insurance, usually the more you buy of any commodity the cheaper the price; well the same doesn’t apply here.
The more risks you insure, the more claims you will have!
The so called competitive advantage provided by the larger insurers will come at a cost, either in cover or in service.
Our traditional approach to building relationship and rapport means that we are more connected to the risks we place and use our local knowledge and understanding to providing comprehensive cover and a competitive premium.
Why not give one of my team a call, you might be pleasantly surprised!
Small business affected by enforced closures will welcome today’s announcement from the Supreme Court supporting their business interruption claims.
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