As Christmas approaches Towergate has warned of the dangers that increased cash and valuable goods in homes present, particularly with heightened risk of burglary.
Towergate Risk Solutions MD Jonathan Walker has stated that the purchase of Christmas gifts can substantially increase the value of home contents and urges homeowners to ensure they have both appropriate security and adequate insurance coverage.
Most home insurance policies do provide an increased level of coverage during Christmas, but some do not and under-insurance can add to the impact of a festive burglary.
In addition, figures from the ABI show that the incidence of burglary is 20% higher than average during January, February and March.
The warning from Towergate follows one issued earlier this month by independent financial research firm Defaqto for homeowners to check their cash at home coverage.
According to Defaqto’s research, 26% of insurers provide less than £500 cover for cash at home.
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