Covid-19 Reasonable Care and Liability insurances

UK Employers and Public Liability policies are designed to provide cover for the legal liability for injury arising out of the insured’s actions or failures to act where a duty of care is their responsibility. During these challenging times it is vital you always demonstrate reasonable care to the public and your employees. For example, if you fail to follow guidance provided by the Government without good reason, then you may be deemed to not be taking reasonable care and Employers and Public Liability may not respond to claims.

Misinformation
Misinformation is rife and conflicting advice is available in abundance. Always ensure you refer to Government sources and reliable news outlets such as the BBC for guidance in these times. This information can change daily, so it is important to ensure businesses and their employees keep a close eye on:

• nhs.uk/conditions/coronavirus-covid-19/
• gov.uk/guidance/coronavirus-covid-19-information-for-the-public
• hse.gov.uk/news/coronavirus.htm
• gov.uk/foreign-travel-advice
• gov.uk/guidance/travel-advice-novel-coronavirus