Our policies will provide cover under the emergency medical section only for COVID-19/Coronavirus/ Severe Acute Respiratory Syndrome (SARs-COV-2) whilst you are abroad. There is no cover under any other section of the policy for anything caused by or relating to Covid-19/Coronavirus/SARs-COV-2, any mutation of Covid-19/Coronavirus/SARs-COV-2 or any pandemic or fear or threat of any of the above.
Regretfully, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or “all but essential” travel, regardless of when booked or purchased.
Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses.
This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Important: Our policies will not provide any cover if you are travelling against Foreign & Commonwealth Office (FCO) advice. (On 17 March the FCO advised against all but essential international travel for at least 30 days.)
Our policies will not provide any cover whilst the Foreign & Commonwealth Office (FCO) are advising against travel, however all the usual policy benefits will resume as soon as the travel ban is lifted. If you have a holiday booked, we recommend you buy a policy now, so that you will be instantly covered as soon as the travel ban is lifted.