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Email: hoddesdon@ashbourneinsurance.co.uk

How do the new speeding penalties work?

Fines will be ranked depending on how fast the driver is going. Fines are determined in categories – a Band A fine is 50 per cent of someone’s weekly income, Band B is 100 per cent and Band C is 150 per cent.

The fines are ranked depending on how far in excess of the limit a driver is going.

So, if you are caught driving between 31 and 40mph in a 30mph zone you will get three penalty points and a fine of between 25 and 75 per cent of your weekly income.

But if someone is caught driving 41mph and above in a 20mph zone or 101mph on a motorway, where the limit is 70mph, they could be fined 150 per cent of their weekly income.

It follows responses to a consultation arguing previous guidelines did not properly take into account the increase in potential harm that can result as speed above the limit rises.

New rules also mean using a phone behind the wheel now means six points and a £200 fine (up from three points and a £100 fine), with points also added for offences including driving without due care and attention or under the influence of alcohol or drugs.

There are a string of other offences that can result in six points in your licence – including anything from not identifying a driver suspected of an offence, not stopping after an accident, “furious” driving, to driving “without reasonable consideration for other road users”.

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