taxi private hire insurance

As a Taxi Insurance Broker Ashbourne Insurance Services have been providing Taxi Insurance for over 25 years. We do not just offer Cheap Taxi Insurance in the UK, we will tailor cover to your specific needs at a price to suit your budget.

Whether it be Private Hire Insurance, Public Hire Insurance, Chauffeur Insurance or Black Cab Insurance, we are able to offer terms from a range of insurers for one, three, six or twelve months cover.

All our policies include 24-hour insurance claim assistance and in the event of a non-fault claim provide a replacement "plated" taxi for the duration of repairs. We also offer flexible payment options and instant cover, our aim is to provide you with an affordable solution.

Listed below are the features of the policies we offer:

• No claims bonus discount
• Public Hire Insurance / Hackney Carriage Insurance
• Private Hire Insurance
• Loyalty discounts
• Courtesy Car (Replacement Plated Taxi)
• Flexible monthly payment options
• One, three, six or twelve months taxi insurance
• All vehicle types catered for, saloons, black cabs & MPV’s

We invite you to contact Ashbourne Insurance to discuss your Taxi Insurance requirements in more detail, call 01992 471001 or simply hit the "quick quote" button, send us a short email and we'll call you straight back.

FAQ's

Please note we recommend that you refer any query to your insurer / broker in the first instance.

Is Public Hire / Hackney Carriage Insurance cheaper than Private Hire insurance?
Will I be guaranteed a "plated" courtesy car?
Can my Spouse / Partner use my taxi for social, domestic or pleasure use?
Can I insure a hired car?
Is public liability included within my quote?
Is a "black-cab" cheaper to insure than a normal saloon car?
What paperwork must I provide to start cover?
Can I get cover for "any" driver?

Is Public Hire / Hackney Carriage Insurance cheaper than Private Hire insurance? Back to top | Get quote
Whilst historically Public Hire Insurance or Hackney Carriage Insurance was always cheaper than Private Hire Insurance this is no longer the case. Most, if not all-local authorities licence their Private Hire drivers and the vast majority are now full-time professional drivers.

Will I be guaranteed a "plated" courtesy car? Back to top | Get quote
If you are involved in a "non-fault" accident our Public Hire Insurance and Private Hire Insurance can provide a "plated" replacement vehicle, subject to local authority approval for the duration of repairs.

Can my Spouse / Partner use my taxi for social, domestic or pleasure use? Back to top | Get quote
Most insurers will allow private use or a taxi within the public hire or private hire insurance policy. However most local authorities will not! We can provide quotations, however cover will only be issued subject to written confirmation from the local authority that they are aware and happy with these circumstances.

Can I insure a hired car? Back to top | Get quote
Like all insurance policies you must own the vehicle you are going to insure. However certain insurers will allow third party only cover for rented vehicles, this facility is available for both Private Hire and Public Hire insurance.

Is public liability included within my quote? Back to top | Get quote
Most insurers will include unlimited liability for passengers whilst inside the vehicle, however the local authority will require additional liability for contract work (schools and health authorities). This can be purchased as an "add-on" and prices are available for up to £5 million.

Is a "black-cab" cheaper to insure than a normal saloon car? Back to top | Get quote
The traditional Hackney Carriage is generally cheaper to insurer than a normal saloon car. However you will also pay higher premiums for both multi seated vehicles (MPV's) and prestige marques.

What paperwork must I provide to start cover? Back to top | Get quote
We will require a copy of your drivers licence, local authority taxi licence for both driver and vehicle, a completed proposal form and proof of previous insurance (if relevant), in order to issue private or public hire insurance.

Can I get cover for "any" driver? Back to top | Get quote
The more drivers you add to the policy the more expensive the cover, whilst you can still buy "any-driver" taxi insurance policies you should try limit this to any driver over 25 or even 30 years of age.