private car insurance

Ashbourne Insurance Services is an independent intermediary Car Insurance Brokers based on the Hertfordshire Essex border in the UK. We will search the leading car insurers to provide you with a competitive alternative Car Insurance Quotes and cover tailored to your specific Car Insurance needs.

By understanding your requirements we can provide you with a choice of terms, features and benefits from a range of Car Insurance Companies and Lloyds of London. We don't just offer Cheap Car Insurance, we tailor cover to your specific needs at a price to suit your budget.

• Ex-company car users
• Top marques
• Previous accidents, claims or convictions
• High Performance
• Classic / Prestige Cars
• Multiple vehicles (Family Fleet)

For many the main priority is cost and we aim to provide a competitive premium by comparing cost and cover against over forty different insurers, “we search the markets, so that you don’t have too”. Policy types available include; Cheap Car Insurance, Private Car Insurance, Comprehensive Car Insurance, Commercial Car Insurance, Third Party Car Insurance, Women's Car Insurance, 2nd Car Insurance Bonus, Ex-Company Car Insurance, Prestige Marques Car Insurance, High Performance Car Insurance, Classic Car Insurance and many others.

We have our own in-house claim service, available to help manage and advise on any incident that may occur and for non-fault claims we offer optional “un-insured loss recovery” to help claim for additional expenses. All policies will also include 24-hour claim assistance.

Why not call for your free no obligation quote on 01992 471001 / 01992 622365 or click the "quick quote" to send us an email and we'll call you right back!

FAQ's

Please note we recommend that you refer any query to your insurer / broker in the first instance.

Does my policy include the "driving other cars extension"?
Will I be guaranteed a courtesy car?
What is protected No claim bonus?
Can I insure multiple vehicles under one policy?
What is "glass" cover?
Does my policy cover me whilst driving abroad?
Can I claim for mechanical breakdown?
Why do insurer's quote compulsory and voluntary excesses?

Does my policy include the "driving other cars extension"? Back to top | Get quote
As a general rule this extension is only available to comprehensive policyholders who are aged over 25 years. Terms will differ from insurer to insurer and certain occupations will be excluded. Always check with your broker and or policy documents.

Will I be guaranteed a courtesy car? Back to top | Get quote
The courtesy car facility generally available to comprehensive policyholders and is always supplied by the repairing garage. If your vehicle has been stolen or is a result of a total loss claim, you are therefore not guaranteed a courtesy car. We recommend taking out an extra policy to cover such an eventuality, available for all cover types from £16.95 per year.

What is protected No claim bonus? Back to top | Get quote
Once you have "earned" four or more years no claim bonus you can then protect this discount upon payment of an additional premium. In the event of a claim your no claim discount will then be "protected". Most insurers' will allow up to 2 fault claims during a 3-year period.

Can I insure multiple vehicles under one policy? Back to top | Get quote
Most insurers will only allow one vehicle per policy, however there are a number of insurer's that will now issue "family" policies, where all vehicles under one roof can be covered, so long as the number of vehicles exceeds the number of drivers.

What is "glass" cover? Back to top | Get quote
Most comprehensive policies will include cover for damage to glass. If the glass can be repaired there is no cost to the policyholder, however if the glass has to be replaced the policyholder would be expected to pay the policy excess (this differs from insurer to insurer). The policyholder should always use the recommended repairer, however glass claim do not affect your no claim bonus.

Does my policy cover me whilst driving abroad? Back to top | Get quote
Most policies will provide the minimum, (Third party only) cover whilst driving abroad within the EU, some insurers will automatically include European cover on a comprehensive policy. Policyholders should always check first with their broker / insurer before travelling abroad.

Can I claim for mechanical breakdown? Back to top | Get quote
Mechanical failure would not normally be covered by your insurance policy; we recommend that all clients take separate breakdown cover available for all vehicle types up to 15 years of age from £49 per year.

Why do insurer's quote compulsory and voluntary excesses? Back to top | Get quote
Dependant on your age and experience the insurer will apply compulsory policy excess, however if you would like to reduce the premium you can volunteer to pay higher excess in the event of a claim.