BUSINESS INSURANCE

Shops and Office Insurance

Ashbourne provides total protection for your shop or office from Accidental Damage, Fire, Theft, Vandalism, flood and storm damage to your buildings, contents, stock and electronic business equipment. Cover should include both public and employers' liability along with your shop front and signs. All of our insurers provide fast, efficient and hassle free claims services.

Landlords Insurance (Residential and Commercial)

Buy-to-let insurance is designed for those who rent properties for residential use with a tenancy agreement of six-months or more, and can cover single or multiple properties Landlords of commercial premises should consider a package of cover to include; cover for the building, subsidence, loss of rent, terrorism, property owners liability, business interruption and communal contents.

Licensed Trade Insurance (pubs, clubs and restaurants)

Owning a pub, restaurant or other licensed hospitality business can mean assuming responsibility for the safety of guests, at all times, while they are on your property. Stock and cash must always be accounted for and you will also have staff to protect and legislation to adhere to. With over 30 years of experience in the sector, we understand licensed trades. We provide bespoke risk management solutions because we know that every licensee has their own unique requirements. We'll take your circumstances into account before administering the most suitable policy for your business.

Manufacturing and Engineering Insurance

A manufacturers insurance policy is designed for those businesses that manufacture products and can include cover for both the manufacture and warehousing of materials and unfinished goods. Engineering cover can be purchased as a “stand-alone” or “bolt-on” and will provide specific cover for “plant”, heavy machinery and computers.

Hair and Beauty Insurance

What would you do if you burned one of your customers with peroxide, or if someone slipped on some hair clippings and was seriously hurt? Your business could be in trouble if those people claimed compensation. For these and other risks, you need to have business insurance tailored for hairdressers. We can help you get the right cover at a price to suit your budget.