Business Insurance

Ashbourne will recommend the most appropriate small business insurance to provide cover for your shop or office against accidental damage, fire, theft, vandalism, flood and storm damage to your buildings, contents, stock and electronic business equipment, as well as, of course, Public Liability Insurance.

Buy-to-let insurance is designed for those who rent properties for residential use with a tenancy agreement of six-months or more, and can cover single or multiple properties. Landlords of commercial premises should consider a package of cover to include cover for the building, subsidence, loss of rent, property owner’s liability, business interruption and communal contents.

Manufacturers need specialist insurance which covers the manufacture and warehousing of raw materials and unfinished goods, as well as Product Liability Insurance. Engineering cover can be purchased as stand-alone or bolt-on and will provide specific cover for plant, heavy machinery and computers.

What would you do if you burned one of your customers with peroxide, or if someone slipped on some hair clippings and was seriously hurt? Your business could be in trouble if those people claimed compensation. For these and other risks, you need to have business insurance tailored for hairdressers.  We can help you get the right cover at a price to suit your budget.

With over 35 years’ experience of dealing with Licensed Trade Insurance, we understand your unique insurance requirements. In addition to providing protection for stock and cash, accidental damage and liability insurance, owning a pub, restaurant or other licensed hospitality business means assuming responsibility for the safety of guests and your staff while they are on your property.